? 个人借款利息是多少才合法_个人债务_债权债务_捷律?/title> <link href="//css.53law.com/style.css" rel="stylesheet" type="text/css" /> <link href="//css.53law.com/ask.css" rel="stylesheet" type="text/css" /> <link href="//css.53law.com/ShowArticle.css" rel="stylesheet" type="text/css" /> <link href="//css.53law.com/icon.css" rel="stylesheet" type="text/css" /> <!--[if lt IE 8]><!--> <link rel="stylesheet" href="//css.53law.com/ie7/ie7.css"> <!--<![endif]--> <SCRIPT src="/js/page.js" language="javascript"></SCRIPT> <link href="/css/Page.css" rel="stylesheet" type="text/css" /> <meta name="keywords" content=""> <meta name="description" content="个人借款利息是多少才合法_个人债务_债权债务"> </head> <body> <div class="header"> <div class="topbar"> <div class="list"> <div class="left"> <div class="siteswitch" id="siteswitch"> 正在加载,请稍?.. </div> </div> <div class="right"> <a href="/UserLogin.aspx">登录</a> | <a href="/UserReg.aspx">免费注册</a> | <a href="/Lawyer_Reg.aspx">律师入驻</a> </div> </div> </div> <div class="top_banner"> <a href="http://yun.53law.com/NewsView.aspx?ID=1" target="_blank" title="捷律云站 律师建站 律师建网?律师营销"></a> </div> <div class="head1"> <div class="logo"><a href="/"><img src="//img.53law.com/logo.png" alt="湖南律师在线" border="0" /></a></div> <div class="slogan"><img src="/images/slogan.jpg" /></div> <div class="search"><div class="search_form"> <input type="text" class="keyword" /> <button type="submit" class=""></button> </div> <div class="send_ask"><input id="Button2" type="button" value="我要咨询律师" onclick="location.href='/ask/post.aspx';" class="button" /></div></div> </div> <div class="head2"> <div class="list"> <div class="topic"> <div class="hd"><a href="javascript:;">热点法律领域<i></i></a></div> <div class="bd"> <ul> <li> <a href="/flzs/hyjt/"> <div class="btn_icon"> <i class="icon-heart-broken"></i> </div> <div class="btn_label">婚姻家庭</div></a> </li> <li><a href="/flzs/xsbh/"> <div class="btn_icon"> <i class="icon-library"></i> </div> <div class="btn_label">刑事辩护</div></a></li> <li><a href="/flzs/jtsg/"> <div class="btn_icon"> <i class="icon-truck"></i> </div> <div class="btn_label">交通事?/div></a></li> <li><a href="/flzs/fcjf/"> <div class="btn_icon"> <i class="icon-office"></i> </div> <div class="btn_label">房产纠纷</div></a></li> <li><a href="/flzs/ldgs/"> <div class="btn_icon"> <i class="icon-accessibility"></i> </div> <div class="btn_label">劳动工伤</div></a></li> <li><a href="/flzs/zqzw/"> <div class="btn_icon"> <i class="icon-coin-yen"></i> </div> <div class="btn_label">债权债务</div></a></li> <li><a href="/flzs/zscq/"> <div class="btn_icon"> <i class="icon-quill"></i> </div> <div class="btn_label">知识产权</div></a></li> <li><a href="/flzs/qyfw/"> <div class="btn_icon"> <i class="icon-display"></i> </div> <div class="btn_label">企业法务</div></a></li> <li><a href="/flzs/yljf/"> <div class="btn_icon"> <i class="icon-aid-kit"></i> </div> <div class="btn_label">医疗纠纷</div></a></li> <li><a href="/flzs/shpc/"> <div class="btn_icon"> <i class="icon-bookmarks"></i> </div> <div class="btn_label">损害赔偿</div></a></li> <li><a href="/flzs/htjf/"> <div class="btn_icon"> <i class="icon-books"></i> </div> <div class="btn_label">合同纠纷</div></a></li> <li><a href="/flzs/zdcq/"> <div class="btn_icon"> <i class="icon-earth"></i> </div> <div class="btn_label">征地拆迁</div></a></li> </ul> </div> </div> <div class="menu"> <ul> <li><a href="/">首页</a></li> <li><a href="/ask/">法律咨询</a></li> <li><a href="/lawyer/">找律?/a></li> <li><a href="/flzs/">法律知识</a></li> <li><a href="/anli/">案例大全</a></li> <li><a href="http://www.53law.com/">律师建网?/a></li> </ul> </div> <div class="jielvyun"><a href="http://yun.53law.com/" target="_blank" title="捷律云站:律师建网?律师营销"><img src="/Images/jielvyun.jpg" style="border:0;" /></a></div> </div> </div> </div> <script type="text/javascript"> window.onload = function () { getCitySite(); UserLogin_Topbar(); $(".topic").bind("mouseover", function () { $(".topic .bd").stop().slideDown(); $(".topic .hd i").addClass("on"); }); $(".topic").bind("mouseout", function () { $(".topic .bd").stop().slideUp(); $(".topic .hd i").removeClass("on"); }); }; </script> <div id="Main"> <form name="form1" method="post" action="./ShowArticle_Temp.aspx?ID=469" id="form1"> <input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE" value="/wEPDwUKMjA5ODg5Mzk2N2QYAQUGZ3ZUYWdzDzwrAAwBCAIBZPlHY1Kbs2xnAGPs/wJI35xZcizY7CWgMbE7zfQ3kyPE" /> <input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="EA2E7AE8" /> <div id="Nav">您的当前位置: <a href="/">捷律?/a> > <span id="lbNav"><a href="/flzs/zqzw/">债权债务</a> > <a href="/flzs/zqzw/grzw/">个人债务</a></span> > 正文</div> <div id="Left"> <div id="Title"> <h1><span id="lalTitle">个人借款利息是多少才合法</span></h1></div> <div id="Author"> 发布时间:<span id="lbInDate">2017/10/19 10:07:48</span>  <span id="lbSource"></span><span id="lbAuthor"></span>   阅读?<span id="Hits"></span></div> <div id="Content"> <span id="lalContent"><p style="text-indent: 2em; text-align: left;">根据法律规定,约定个人借款利息的利率可适当高于银行利率,但最高不得超过银行同类贷款利率的四倍(含利率本数)。否则超过部分的利息不受保护?/p><p style="text-indent: 2em; text-align: left;">借贷分为有息借贷和无息借贷两种,其中公民之间的生产经营性借贷的利率,可以适当高于生活性借贷利率。生活性借贷利率不得超过银行同类贷款利率的两倍。《合同法》第二百一十一条第二款规定:“自然人之间的借款合同约定支付利息时,借款的利率不得违反国家有关限制借款利率的规定。?/p><p style="text-indent: 2em; text-align: left;">也就是说,借款人和出借人根据自愿协商一致可以约定利息,但利息不得高于同期银行利率的四倍,高出的法院不会支持。如果没有约定利息,根据《合同法》第二百一十一条自然人之间的借款合同对支付利息没有约定或者约定不明确的,视为不支付利息。公民之间的个人借款如果没有约定利息,就视为没有利息。欠条,没有约定的,也是没有利息,但是过了还款日,没有还的,到时可以要求按银行利息计算?/p><p><br style="text-indent: 2em; text-align: left;"/></p></span> <div class="pages"> </div> <div class="bdsharebuttonbox"><a href="#" class="bds_more" data-cmd="more"></a><a href="#" class="bds_qzone" data-cmd="qzone" title="分享到QQ空间"></a><a href="#" class="bds_tsina" data-cmd="tsina" title="分享到新浪微?></a><a href="#" class="bds_tqq" data-cmd="tqq" title="分享到腾讯微?></a><a href="#" class="bds_renren" data-cmd="renren" title="分享到人人网"></a><a href="#" class="bds_weixin" data-cmd="weixin" title="分享到微?></a></div> <script> window._bd_share_config = { "common": { "bdSnsKey": {}, "bdText": "", "bdMini": "2", "bdMiniList": false, "bdPic": "", "bdStyle": "0", "bdSize": "24" }, "share": {}, "image": { "viewList": ["qzone", "tsina", "tqq", "renren", "weixin"], "viewText": "分享到:", "viewSize": "16" }, "selectShare": { "bdContainerClass": null, "bdSelectMiniList": ["qzone", "tsina", "tqq", "renren", "weixin"]} }; with (document) 0[(getElementsByTagName('head')[0] || body).appendChild(createElement('script')).src = 'http://bdimg.share.baidu.com/static/api/js/share.js?v=89860593.js?cdnversion=' + ~(-new Date() / 36e5)];</script> </div> <div id=UpDown> 上一篇:<a href='/p/201710/19100955.shtml'>个人借款利息不能超过多少</a><br /> 下一篇:<a href='/p/201707/07232034.shtml'>债权人在出借时应注意的事项</a> </div> <div id="Tags"> <div id="TagsTitle" class="f14B"> 更多关于<font color=#FF0000><b>借款,利息</b></font>的文?/div> <div id="TagsContent" class="f14"> <div> <table cellspacing="0" border="0" id="gvTags" width="100%"> <tr> <td> <samp>·</samp><a target="_blank" href='/p/201710/19100955.shtml'>个人借款利息不能超过多少</a> </td> </tr><tr> <td> <samp>·</samp><a target="_blank" href='/p/201904/23213420.shtml'>约定借款利息要注意什?/a> </td> </tr><tr> <td> <samp>·</samp><a target="_blank" href='/p/201904/23213544.shtml'>私人借款的利息多少算合法</a> </td> </tr><tr> <td> <samp>·</samp><a target="_blank" href='/p/201904/23213737.shtml'>哪些情况会引起借款利息纠纷</a> </td> </tr><tr> <td> <samp>·</samp><a target="_blank" href='/p/201709/29113231.shtml'>个人之间借款怎样办理房产抵押</a> </td> </tr><tr> <td> <samp>·</samp><a target="_blank" href='/p/201710/19155930.shtml'>把钱借给他人十年,还能追讨让他还钱吗?/a> </td> </tr><tr> <td> <samp>·</samp><a target="_blank" href='/p/201710/19160930.shtml'>伪造欠条敲诈怎么处罚?/a> </td> </tr><tr> <td> <samp>·</samp><a target="_blank" href='/p/201803/06114300.shtml'>公司借款协议?借条)的范?/a> </td> </tr><tr> <td> <samp>·</samp><a target="_blank" href='/p/201902/26110143.shtml'>丈夫买房赠小三的借款认定</a> </td> </tr> </table> </div> </div> </div> <script type="text/javascript" language="javascript"> pagetitle(); </script> <span id="pagetitle"></span> <span id="Spanpl"></span> </div> <div id="Right"> <div id="block3" class="block"> <div class="hd f18"> 最新推?/div> <div class="bd"> <ul> <li><a href='/p/201904/23213737.shtml' target=_blank title='哪些情况会引起借款利息纠纷' class="">哪些情况会引起借款利息纠纷</a></span></li> <li><a href='/p/201904/23213544.shtml' target=_blank title='私人借款的利息多少算合法' class="">私人借款的利息多少算合法</a></span></li> <li><a href='/p/201904/23213420.shtml' target=_blank title='约定借款利息要注意什? class="">约定借款利息要注意什?/a></span></li> <li><a href='/p/201710/19161537.shtml' target=_blank title='借条的标准格式范本是怎样的?' class="">借条的标准格式范本是怎样的?</a></span></li> <li><a href='/p/201710/19160930.shtml' target=_blank title='伪造欠条敲诈怎么处罚? class="">伪造欠条敲诈怎么处罚?/a></span></li> <li><a href='/p/201710/19100955.shtml' target=_blank title='个人借款利息不能超过多少' class="">个人借款利息不能超过多少</a></span></li> <li><a href='/p/201707/07232034.shtml' target=_blank title='债权人在出借时应注意的事项' class="">债权人在出借时应注意的事项</a></span></li> <li><a href='/p/201707/07231529.shtml' target=_blank title='借条与欠条有什么区? class="">借条与欠条有什么区?/a></span></li> </ul> </div> </div> <div id="block4" class="block"> <div class="hd f18"> 相关法律咨询</div> <div class="bd"> <ul> <li><a target="_blank" href='/ask/view_8047_1.shtml'>借款经济合同维权</a> </li> <li><a target="_blank" href='/ask/view_8141_1.shtml'>男方做业务在外欠的十几万,如果女方和他离?..</a> </li> <li><a target="_blank" href='/ask/view_8158_1.shtml'>朋友找我让我帮忙发一条微博,微博内容是他?..</a> </li> <li><a target="_blank" href='/ask/view_8207_1.shtml'>一年下来利息高?0000,这个合理吗?/a> </li> <li><a target="_blank" href='/ask/view_97_1.shtml'>借款不还,追讨无果,现在我人在外?怎么追回...</a> </li> <li><a target="_blank" href='/ask/view_5679_1.shtml'>关于借款追偿权的问题</a> </li> <li><a target="_blank" href='/ask/view_5986_1.shtml'>借款担保合同</a> </li> <li><a target="_blank" href='/ask/view_6417_1.shtml'>此借款是否可在遗产分割诉讼时提出清?/a> </li> </ul> </div> </div> <div id="block5" class="block fixed"> <div class="hd f18"> 热门点击排行?/div> <div class="bd"> <ul> <li><img src="/images/num/1.png" /><a href='/p/201707/07232034.shtml' target=_blank title='债权人在出借时应注意的事项' class="">债权人在出借时应注意的事项</a></span></li> <li><img src="/images/num/2.png" /><a href='/p/201710/19161537.shtml' target=_blank title='借条的标准格式范本是怎样的?' class="">借条的标准格式范本是怎样的?</a></span></li> <li><img src="/images/num/3.png" /><a href='/p/201710/19160930.shtml' target=_blank title='伪造欠条敲诈怎么处罚? class="">伪造欠条敲诈怎么处罚?/a></span></li> <li><img src="/images/num/4.png" /><a href='/p/201710/19100748.shtml' target=_blank title='个人借款利息是多少才合法' class="">个人借款利息是多少才合法</a></span></li> <li><img src="/images/num/5.png" /><a href='/p/201710/19160359.shtml' target=_blank title='个人债务无力偿还怎么办?要坐牢吗' class="">个人债务无力偿还怎么办?要坐牢吗</a></span></li> <li><img src="/images/num/6.png" /><a href='/p/201710/19100955.shtml' target=_blank title='个人借款利息不能超过多少' class="">个人借款利息不能超过多少</a></span></li> <li><img src="/images/num/7.png" /><a href='/p/201904/23213544.shtml' target=_blank title='私人借款的利息多少算合法' class="">私人借款的利息多少算合法</a></span></li> <li><img src="/images/num/8.png" /><a href='/p/201710/19155633.shtml' target=_blank title='债务纠纷过了诉讼时效如何补救? class="">债务纠纷过了诉讼时效如何补救?/a></span></li> </ul> </div> </div> </div> </form> </div> <div class="footer"> <div class="list"> <div id="foot_menu"> <div class="left"> <ul> <li><span class="f16b">公众会员指南</span><br /> <a href="/ask/post.aspx">免费咨询</a><br /> <a href="/lawyer/">快速找律师</a><br /> <a href="/flzs/">法律知识</a></li> <li> <span class="f16b">律师会员指南</span><br /> <a href="http://yun.53law.com">律师微信小程?/a><br /> <a href="http://yun.53law.com/">律师推广</a><br /> <a href="http://yun.53law.com/">律师建网?/a><br /> </li> <li> <span class="f16b">关于我们</span><br /> <a href="/about/aboutus.shtml">关于我们</a><br /> <a href="/about/contactus.shtml">联系我们</a><br /> <a href="/about/disclaimer.shtml">免责声明</a><br /> <a href="/about/message.shtml">留言反馈</a> </li> </ul> </div> <div class="right"> <div class="title">联系我们</div> <div class="list"> 联系电话: 15874956456<br /> QQ?466711078<br /> 邮箱:webmaster@hn148.com </div> </div> </div> <div class="qrcode"><img src="/images/qrcode.jpg" width="150" height="150" /> <br />捷律网公众平? </div> </div> <div class="copyright"> Copyright © 2016 - 2020 长沙捷律网络科技有限公司?a href="http://www.53law.com/">捷律?/a>?All Rights Reserved<br />ICP备案编号?a href="http://beian.miit.gov.cn" target="_blank" rel="nofollow">湘ICP?6008841?2</a>  <a target="_blank" href="http://www.beian.gov.cn/portal/registerSystemInfo?recordcode=43010502000938" rel="nofollow" style="display:inline-block;text-decoration:none;height:20px;line-height:20px;"><img src="/images/gongan.png" style="float:left;"/>湘公网安?43010502000938?/a>  统一社会信用代码: <a href="/About/Zhizhao.aspx" title="营业执照" target="_blank">91430105MA4L4FMF9M</a> </div> </div> <script> var _hmt = _hmt || []; (function () { var hm = document.createElement("script"); hm.src = "https://hm.baidu.com/hm.js?efbb102bc9e2f558c1c26a9999f2e5a2"; var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(hm, s); })(); </script> <script type="text/javascript" src="/js/jquery.js"></script> <script type="text/javascript" src="/js/common.js"></script> <script type="text/javascript"> $(document).ready(function (e) { getArticleHits(469,0); t = $('.fixed').offset().top; fh = $('.fixed').height(); $(window).scroll(function (e) { s = $(document).scrollTop(); if (s > t - 10) { $('.fixed').css('position', 'fixed'); $('.fixed').css('top', '5px'); } else { $('.fixed').css('position', 'relative'); $('.fixed').css('top', '0px'); } }) }); </script> </body> </html>